Cleaning Up Your Credit Report
Looking at cleaning up your credit report, don't leave yet. If you've been denied credit, or didn't get the rate or credit terms you want, ask the creditor if a bankruptcy credit report scoring system was used. If so, ask what characteristics or factors were used in that system, and the best ways to improve your application. If you get credit, ask the creditor whether you are getting the best rate and terms available and, if not, why. Complete info about cleaning up your credit report may be helpful.